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The Burnhams's avatar

Hello Jason! I have been reading you on Seeking Rents for a while now. Just saw you on More Perfect Union re: Florida homeowners' insurance crisis and was able to put a "face" to the "name." Please keep up the good work. As an owner-builder (without a mortgage) not on the coast or in a flooding area we've never had insurance or the attendant problems. Had to re-roof our 45yr. old "shingle" roof after H. Michael but the cost was minimal compared to the cumulative cost of insurance for all those years (and no hassles with insurance companies!) so this strategy has worked out well for us. My theory is why should I join an insurance pool with those who have (unwisely) chosen to "build their houses upon the sand" so to speak, or next to salt water? But we appreciate that some must carry mortgages and/or are unable to build for themselves (and/or just don't realize that you can't drink salt water....) so our situation may be unusual. Know that we appreciate the good work you're doing in this area and hope you continue. In the meantime, we'll continue to read you on your Substack! Thanks again!

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